Email Williams & Williams


 


    WILLIAMS & WILLIAMS INC
    PO BOX 34307
    LOUISVILLE, KY 40232
    PHONE: (502) 451-7000
    info@collectthemoney.com






iacc
IACC
INTERNATIONAL ASSOCIATION
OF COMMERCIAL COLLECTORS
"A MEMBER SINCE 1986"






aca
ACA
INTERNATIONAL ASSOCIATION
OF CREDIT COLLECTION
PROFESSIONALS
"A MEMBER SINCE 1986"






BONDS
bond
INSURANCE
"5.12 Millon $ of Protection"






chubb
INSURANCE & BONDS






travelers
BONDS & INSURANCE






NC
NORTH CAROLINA BONDS
NORTH CAROLINA PERMIT # 101908






alq
AMERICAN LAWYERS
QUARTERLY
"ATTORNEY REFERRALS
SINCE 1899"






nationallist
NATIONAL LIST
"ATTORNEY REFERRALS
SINCE 1900"






triangle
THE TRIAD OF
• AGENCY • ATTORNEY •
• LAW LIST PUBLISHERS •






profit
TRACK OUR RESULTS
WITH THE
"CLOSED ACCOUNT SUMMARY"






Stay up-to-date with
report
PRELIMINARY
SERVICE REPORTS






COMPARE OUR RATES
moneybag
AND SAVE MONEY








    BLUE & CO, LLC
    Certified
    Public
    Accountants





republic
trust
REPUBLIC BANK
TRUST ACCOUNTS
 
WILLIAMS & WILLIAMS HOME PAGE

Ever feel helpless about collecting a receivable? Does it seem as if the scale is weighted toward debtors? Our involvement reverses the playing field in favor of our clients.

Williams & Williams, Inc. specializes in collecting debt arising from business-to-business transactions. We can begin to recover your money immediately which means within minutes you will have a detailed report in hand outlining our efforts.


30 WORDS ABOUT WILLIAMS & WILLIAMS

All recoveries contingent (no collection – no fee), 15% rates, no hidden fee agendas, bonded, insured, trust accounting, worldwide agency network, frequent detailed progress reporting, nationally recognized clientele, free courtesy services, member International Association of Commercial Collectors (IACC), member Association of Credit & Collection Professionals (ACA).


A cost-effective rate comparison with other agencies is another reason to take notice of the WWI program. All collection agencies urge the same theme of timely placement yet only Williams & Williams rewards a client with a significant discount if payment occurs without attorney assistance. Using our competitors’ 25% rate as a base, the 15% WWI contingent rate represents a real fee savings of 40%. Superior results compound the savings! If our thorough investigation leads to a prudent decision to initiate legal steps, our program insures that “out of pocket” legal costs will be negligible. Added bonuses are the free courtesy support services offered to our clients that need credit and collection assistance.


HIGHLIGHTS OF THE WWI WEBSITE

HOME PAGE - You are now at our home page which contains information about how to contact Williams & Williams, Inc. If the physical address of our company owned building is needed please phone us. The following summaries outline the Williams & Williams collection program. Please procede to the end of this page to discover our quick find Directory, which is a listing of “Click To” subject matter referenced throughout our website.

ABOUT US - This section includes the current “benefits” that Williams & Williams, Inc. delivers to its clients. Included is over $5 million in bonding and insurance protection. Our referenced professional memberships and affiliates assist us in delivering an outstanding collection service program. Trust Accounts, Bank Connections, WWI Financials, Collection Code of Ethics, Agency Statutory Requirements, Creditor Statutory Requirements, the WWI Collection Philosophy, Mission Statements and our company’s past history are also detailed.

COLLECTION SERVICES - Here you’ll find a brief and detailed explanation of our two collection services. The first is our Preliminary Service which is automatically followed by our Forwarding Service. The tools to monitor, measure and compare the results of our services at this web page are progress reports, Closed Account Summary, Bottom Line Net Performance Chart and hidden tricks other agencies use to increase fees.

RATES, TERMS & PROCEDURES - Your placements are submitted subject to these provisions and thus there is no long-term signup obligation. We do not impose any type of minimum charges. Please be sure to examine agency rate sample comparisons, which we provide that exemplify the positive effect that our program can have on your net profits.

ONLINE CLAIM FORM - This form can be used to fax, mail or “submit” placements to us via the Internet. Easy to follow instructions are provided.

PLACEMENT INFORMATION - This is the recommended information needed to start the collection process. Specifics that may seem insignificant to you could be the turning point that results in collecting your account. When in doubt send as much information that you can. We have a recommended list of particulars but remember, the more the better!

WHEN TO PLACE - Helps the credit professional decide when it is the appropriate time to place an overdue account for collection. A number of statistical models are provided to assist credit personnel in determining the optimum time for placement. Take a look at our NSF/Bad Checks placement philosophy. We provide “corporate red flags” and “employee generated red flags,” which also serve as signals to immediately refer the matter to us for collection.

FORMS & TOOLS - Sample interactive documents, which can be utilized by credit departments in day-to-day functions. If more information is needed, we have additional in-house reference materials.

CLIENT COURTESY SERVICES - We library, accumulate and maintain information on issues infrequently encountered by credit department personnel. Also, we invite you to examine the contrived schemes debtors use to try to stop the collection process. These subject matters are specialized and require our detailed explanation. If you encounter any of these situations, please call us.

“CLICK TO” DIRECTORY - The following directory list serves as a “quick find” locator for subject matter referenced throughout our web pages. The intra-website window links include our specially designed Forms that can be modified are interactive with Microsoft Word by clicking ".doc". This directory also gives you the option to click to the listed dedicated window of the specific topic found within our 8 web page categories.


“CLICK TO” DIRECTORY

ABOUT US
        DEBTOR COMPLAINTS ABOUT THE AGENCY
        ALQ BOND
        NL BOND
        ACA INSURANCE
        IACC BOND
        NCDI BONDS
        NORTH CAROLINA STATUTORY REQUIREMENTS
        CREDITOR/AGENCY NORTH CAROLINA STATUTORY REQUIREMENTS
        CREDIT GRANTORS STATUTORY REQUIREMENTS UNDER THE EQUAL
                CREDIT OPPORTUNITY ACT

        CERTIFICATE OF COMPLIANCE
        COLLECTION CODE OF ETHICS
        OUR COLLECTION PHILOSOPHY
        MISSION STATEMENTS
        PROFESSIONAL LIABILITY INSURANCE
        WELCOME TO IACC
        BENEFITS: WHAT MAKES wwi UNIQUE?

COLLECTION SERVICES
        AGENCY FEE COMPARISONS – (WWI VS. THE COMPETITION)
        SAMPLE PRELIMINARY REPORTS
        FINDING THE BEST ATTORNEYS WILLING TO HOLD THEIR SUIT FEE
                CONTINGENT UPON COLLECTION

        THE TRIADIC SYSTEM
        PRETRIAL JUDGMENT MOTIONS
        OBTAINING JUDGMENTS WITHOUT WITNESSES OR TRIALS
        POST-JUDGMENT REMEDY TACTICS AND STRATEGIES
        CLOSED ACCOUNT SUMMARY
        BOTTOM LINE NET PERFORMANCE CHART - HOW THE RECOVERY RATIO
                AFFECTS PROFITS

        QUESTIONABLE METHODS AGENCIES USE TO SUPPLEMENT FEES
        PITFALLS OF USING ATTORNEYS DIRECT and The Law List Influence
                Upon Attorneys

RATES, TERMS & PROCEDURES
        PROFESSIONAL LIABILITY INSURANCE
        ACA INSURANCE
        SUIT FEE & COURT COSTS EXPLANATION

PLACEMENT INFORMATION
        Email: info@collectthemoney.com
        Website: www.collectthemoney.com
        TEXAS USURY LAWS & TEXAS PLACEMENT ADVISORY

WHEN TO PLACE
        EARLY DETECTION - A Vital Factor for Effective Collection
        THE MOST IMPORTANT KEYS LEADING TO A SUCCESSFUL RECOVERY
        WHAT SOME EXPERTS SAY ABOUT PLACEMENT TIMING
        NSF CHECKS - Our NSF/Bad Checks placement philosophy
        RED FLAGS - Collection commencement indicators
        SUCCESSOR LIABILITY and fraudulent transfers
        DEBT COUNSELING COMPANIES LIABILITY fraudulent practices
        DAYS SALES OUTSTANDING (DSO) - How to calculate
        NATIONAL PAST DUE AVERAGES OF DOMESTIC TRADE RECEIVABLES
                RESULT SUMMARY

        TYPICAL NATIONAL DEBT WRITE-OFF STATISTICS
        CLLA SURVEY – PROBABILITY OF COLLECTING COMMERCIAL DEBTS AT
                INTERVALS AFTER DUE DATE

        SALES/LOSSES/PROFITS – ADDITIONAL SALES NECESSARY TO
                OVERCOME LOSSES BEFORE PROFIT MAKING BEGINS

        PLACE OR WAIT?
        BOTTOM LINE NET PERFORMANCE CHART – HOW THE RECOVERY RATIO
                AFFECTS PROFITS

        AGENCY RESULT COMPARISONS
        DOLLARS COLLECTED vs AGENCY RATES – Which is most important?

ONLINE CLAIM FORM
        ONLINE CLAIM FORM – FAX, MAIL, OR SUBMIT YOUR CLAIM ONLINE

FORMS  (Adobe PDF files, Word Document at right ".doc")
        UCC-1 FINANCING STATEMENT & INSTRUCTIONS (.doc)
        UCC-11 INFORMATION REQUEST & INSTRUCTIONS (.doc)
        AFFIDAVIT OF ACCOUNT DUE (.doc)
        CALIFORNIA DECLARATION - California Affidavit of Account Due (.doc)
        MARYLAND APPLICATION AND AFFIDAVIT IN SUPPORT OF JUDGMENT
                - Maryland Affidavit of Account Due
(.doc)
        TEXAS BUSINESS RECORDS AFFIDAVIT - Texas Affidavit of Account Due (.doc)
        INSTRUCTIONS FOR BANKRUPTCY PROOF OF CLAIM FORM (.doc)
        BANKRUPTCY PROOF OF CLAIM FORM (.doc)
        PROMISSORY NOTE (.doc)
        BANKING RELATIONSHIP INQUIRY FORM (.doc)
        CREDIT HISTORY EXPERIENCE INQUIRY FORM (.doc)
        CREDIT ACCOUNT APPLICATION – with GOB provisions (.doc)
        BUYER & CREDIT ACCOUNT APPLICATION – With a Personal Guaranty (.doc)
        NEW ACCOUNT APPLICATION – With Guaranty in force for first three
                years in business
(.doc)

        FINANCIAL STATEMENT AS PAGE 2 OF A CREDIT APPLICATION (.doc)
        CREDIT APPLICATION & BALANCE SHEET – With optional guaranty (.doc)
        PROVISIONS TO CONSIDER IN A CREDIT APPLICATION (.doc)
        INDIVIDUAL CONTINUING PERSONAL GUARANTY (.doc)
        JOINT CONTINUING PERSONAL GUARANTY (.doc)

TOOLS
        DEBTOR COMPLAINTS ABOUT THE AGENCY
        RESTRICTED ENDORSEMENTS & SAFE HARBOR
        ASSIGNMENT FOR THE BENEFIT OF CREDITORS
        CHAPTER 7, 11 AND 13 BANKRUPTCY EXPLANATION & TERMINOLOGY
        DEFENSES TO BANKRUPTCY PREFERENCE CLAIMS
        RECLAMATION – A Seller’s Right to Reclaim Goods
        JOINT SPOUSAL GUARANTIES & THE EQUAL CREDIT OPPORTUNITY ACT
        CREDITOR/AGENCY NORTH CAROLINA STATUTORY REQUIREMENTS
        NORTH CAROLINA STATUTORY REQUIREMENTS
        CREDIT GRANTORS STATUTORY REQUIREMENTS UNDER THE EQUAL
                CREDIT OPPORTUNITY ACT (ECOA)

        ASSET/LIABILITY RATIO WHEN EVALUATING CREDIT WORTHINESS
        TEXAS USURY LAWS & TEXAS PLACEMENT ADVISORY
        SHIPPING TERMS – SHIPPER/BUYER RESPONSIBILITIES
        FOB TERMS AND RESPONSIBILITIES
        CREDIT DEPARTMENT COSTS AND FACTORING EXPENSE COMPARISONS
        WHAT IS THE MOST IMPORTANT TRAIT OF A COMMERCIAL
                COLLECTION AGENCY

        PIERCING THE CORPORATE VEIL – WHAT DOES IT TAKE?
        SUCCESSOR LIABILITY and fraudulent asset transfers
        FOREIGN JUDGMENT ENFORCEMENT
        FRAUD - What Constitutes Business Fraud and Successor Liability

COURTESY SERVICES
        LESSER-KNOWN IMPORTANT CREDIT COLLECTION TOPICS
                @
COURTESY SERVICES
        DEBTOR DIRTY TRICKS – contrived schemes to stop collection efforts
        CUSTOMER DISPUTES – REAL OR BOGUS
        SMALL BUSINESS CREDIT SCORING MODELS