When an account is referred to Williams & Williams, Inc. we demand immediate payment of the entire outstanding balance. Typically, most of the clients we represent grant credit terms of net 30.  When we become involved, maximum consideration has already been given in that our client has become an involuntary banker by virtue of the customer taking between two and ten times the normal amount of time to pay an overdue balance.  The customer becomes a debtor and a bad risk. A company’s financial problems cannot be corrected overnight.  Debtors in financial difficulty tend to worry about day-to-day survival and cannot make the necessary major changes that will result in profitability.


Our philosophy can be summarized as follows: